Interview Preparation

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The Interview is also known as the Personality Test. It is aimed at assessing the candidate’s personality, whether he/she is suitable to be a competent administrator or not. The candidate is tested not only for his/her intelligence but also for his/her overall personality development, his/her attentiveness, balance of judgment and qualities of honesty, integrity and leadership. Therefore preparation for Bank POs/Clerks Interview requires proper planning.

The Qualities that are rated in the interviews
  • clarity of expression, grasp of narrative and argument
  • appreciation of different points of view
  • awareness and concern for socio-economic problems
  • ranges and depth of interests and personal attributes relevant to interaction with people
The selectors look out for some attributes in the candidate and decide whether he/she is suited for a career in Banking Institutions or not. For this
  • the candidate should have a positive attitude
  • should have an alert mind with quick reflexes
  • should be free from any sort of prejudice
  • should be good at making quick decisions
  • should have the ability to act under stress and to handle difficult situations
Preparation for the Interview is a continuous process. This involves
  • A wide range reading of books, journals, magazines and At least two newspapers (National & Regional)
  • One should try to improve his/her conversational skills with the right pronunciation. The candidate should be prepared to answer questions on his background, hobbies and extracurricular activities
  • It is a good idea to discuss current affairs and recent issues with friends. One good way of rehearsing possible questions would be to have mock interviews and discussion groups. The candidate should make a self analysis of his strengths and weaknesses and make a conscious effort to play on his strengths.
Some useful tips for a successful interview for BANK PO/CLERKS are
  • To have a positive body language
  • To have a good personal turnout and ensuring the right posture
  • To have a good personal turnout and ensuring the right posture
  • Try to remain calm and composed even when faced with provocative questions
  • Try not getting into long winded explanations and answer to the point
Things To Be Avoided at the Interview
  • Do not give long introductions. Come straight to the heart of the matter
  • You should be logically consistent and analyse things rationally while talking. You are supposed to defend what you say, but with due respect to the views of the board. Stop trying to defend an answer if it becomes difficult to do so logically and fairly
  • Avoid the expression, 'I am sorry’ every time
  • Avoid conversational clichés, like: 'as you know', 'that's correct', 'of course', 'indeed', 'obviously', etc
  • Avoid technical jargon. However, if a member continues to probe you in any technical field, you can use technical expressions
  • Maintain a cheerful disposition. Now and then you can appear serious; but most of the time keep smiling or look cheerful and composed. One caution here: if the board laughs, you should only smile. It is only when you maintain some amount of distance that the board begins to wonder about the depth of your personality
  • Show human concern whenever possible in your answers
  • Do not make hasty or sweeping generalizations
  • According to a report, it has been observed that, 90 percent of the candidates who qualify for interview hover around the minimal percentage that is prescribed for the test. However to be assured of a Good service, one has to generally obtain about 60 percent marks. It has been noticed that only those, securing 60 percent and above are sure of getting a service of their own choice. The figures clearly reveal that the marks in the interview test play a determining role in final selection of candidates.
Types of questions asked at the Interview stage
  • Relating to your name. Any famous personality who has a similar or same name or surname
  • Your career choice. Why you want to opt for the Banking as a career
  • You’re Hobbies. Why you pursue such a hobby or questions related to your hobby. So research well on your hobby
  • Hot topics of recent days like the Earthquake in Nepal, Bird Flu and Tami flu, Internet security ,State Elections , National Commissions , Sahara airlines deal and the growing airlines, Terror attacks in India, India US Nuclear deal, Asian Games, world cup etc. Keep reading and watching the news. If the recent headlines have something to do with your subject then specially revise those portions.
  • For example if you are a veterinary doctor, Bird flu may go on to other animal diseases that can infect men. If you are an MBBS, then you might be asked about human to human spread of epidemics or any other epidemics and precautions etc. You may even be asked about the influence of MNC or drug manufacturers responsible for the spread of fear etc. If you are from an economy background, the same topic will veer towards the economic implications of the Bird flu. Or If you are an Technical candidate, a deep analyses on Net Neutrality.
  • How you are going to use your specific knowledge (like if you are a engineer economist, doctor etc) in the services
  • Situational questions
  • About your institution and related. If you have studies at IIT, Universities or reputed Colleges (if from IGNOU then even about Indira Gandhi and so on)
  • You may be asked about the rising salaries (NITI AYOG)
  • From your Bio Data Form. You must go through the Form you have filled because most questions will arise from there. If you have changed subjects, mentioned anything out of the way, watch out for questions on them. Interviewers take cue from the form you have filled
Some Actual questions asked till date
  • Don't you think you can serve your country better by remaining a engineer ? Why do you want to be a Banker ?
  • "What are the problems faced by wheat cultivators in your state?" a M.Sc. (Agriculture) student was once asked. "The problem is not so much to do with agronomy but with the lack of a seed bank ," came the reply and the candidate walked away with an 80 per cent score
  • "Is there a law in physics, which is relevant to administration?" a law graduate was prompted. "Yes. Newton's third law of motion: for every action there is an equal and opposite reaction." He scored a cool 80 per cent.
  • The above questions can give you an idea of how relevant questions are asked from your subjects even as they are not directly from the syllabus.
  • Respect your culture, society and language to learn about your country and equip yourself before aspiring for a Service Oriented jobs..
  • A very critical about aspirants is the habit of reading only one newspaper. "Read more newspapers, including regional language dailies, to get a more balanced approach towards issues and to get more informed.”
  • One should study a subject in its depth
  • In depth knowledge, 70 per cent of science and engineering graduates are opting for banking services as their career, while they should have In depth knowledge about their Academic subjects and also Banking and Financial Awareness
  • To Comment further on interview, "It is not the judgment of one's expertise on a subject; however, if you don't know or remember what you have studied a few years back, it cannot be taken lightly

“In the interview, normally, questions are simple. One has to speak from the heart with all honesty. However, candidates have a tendency to speak lies about even hobbies which will not do them any good. "So be yourself, face the exam and interview honestly. Only innate qualities will help you.” Speaking about the newly introduced pattern of Phase 1 & Phase 2 in SBI/IBPS/RBI or any BANK EXAMINATIONS the questions may be FOCUSED on your opinion too. Your opinion must be clear, broadminded and satisfactory.

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